Photo of Andreas Lehnert

Andreas Lehnert

Education

  • Ph.D., Economics, University of Chicago, 1998
  • M.Sc., Economics, London School of Economics, 1992
  • B.A., Mathematics, Trinity University, 1991
  • B.S., Economics, Trinity University, 1991
Current Research Topics
  • Macroprudential Policy
  • Banking
  • Director, Division of Financial Stability

    Board of Governors of the Federal Reserve System

    2016 - present
  • Deputy Director, Division of Financial Stability

    Board of Governors of the Federal Reserve System

    2010 - 2016
  • Assistant Director, Division of Research & Statistics

    Board of Governors of the Federal Reserve System

    2009 - 2010
  • Chief, Household and Real Estate Finance Section

    Board of Governors of the Federal Reserve System

    2007 - 2009
  • Visiting Researcher

    Tax Policy Center, Urban Institute, Washington D.C.

    2006
  • Senior Economist

    Board of Governors of the Federal Reserve System

    2004 - 2007
  • Economist

    Board of Governors of the Federal Reserve System

    1998 - 2004
  • Research Affiliate

    Joint Center for Poverty Research, Chicago, Illinois

    1997 - 1998
  • Credit, Financial Conditions, and Monetary Policy Transmission
    David Aikman, Andreas Lehnert, Nellie Liang, and Michele Modugno
    International Journal of Central Banking (2020)
  • Financial Vulnerabilities, Macroeconomic Dynamics, and Monetary Policy
    David Aikman, Andreas Lehnert, Nellie Liang, and Michele Modugno
    Finance and Economics Discussion Series (2016)
    https://doi.org/10.17016/FEDS.2016.055
  • Recent Experience with Supervisory Stress Testing in the United States
    Rochelle Edge and Andreas Lehnert
    Stress Testing and Macroprudential Regulation: A Transatlantic Assessment (2016)
  • Supervisory Stress Tests
    Beverly Hirtle and Andreas Lehnert
    Annual Review of Financial Economics (2015)
    https://doi.org/10.1146/annurev-financial-111914-042040
  • Residential Mortgages
    Gregory Donadio and Andreas Lehnert
    Oxford Handbook of Banking (2015)
    https://doi.org/10.1093/oxfordhb/9780199688500.013.0014
  • Supervisory Stress Tests
    Beverly Hirtle and Andreas Lehnert
    Staff reports (Federal Reserve Bank of New York) (2014)
  • The History of Cyclical Macroprudential Policy in the United States
    Douglas J. Elliott, Gregory H. Feldberg, and Andreas Lehnert
    Finance and Economics Discussion Series (2013)
    https://doi.org/10.17016/FEDS.2013.29
  • Residential Mortgages
    Andreas Lehnert
    Oxford Handbook of Banking (2012)
    https://doi.org/10.1093/oxfordhb/9780199640935.013.0023
  • Personal Bankruptcy and Credit Market Competition
    Astrid A. Dick and Andreas Lehnert
    Journal of Finance (2010)
    https://doi.org/10.1111/j.1540-6261.2009.01547.x
  • The Incentives of Mortgage Servicers: Myths and Realities
    Larry Cordell, Karen Dynan, Andreas Lehnert, Nellie Liang, and Eileen Mauskopf
    Lessons from the Financial Crisis (2010)
    See also » FRB Working Paper (2008)
  • Strategic Trading in Multiple Assets and the Effects on Market Volatility
    Chenghuan Sean Chu, Andreas Lehnert, and Wayne Passmore
    International Journal of Central Banking (2009)
  • The Rent-Price Ratio for the Aggregate Stock of Owner-Occupied Housing
    Morris A. Davis, Andreas Lehnert, and Robert F. Martin
    Review of Income and Wealth (2008)
    https://doi.org/10.1111/j.1475-4991.2008.00274.x
  • GSEs, Mortgage Rates, and Secondary Market Activities
    Andreas Lehnert, Wayne Passmore, and Shane M. Sherlund
    Journal of Real Estate Finance and Economics (2008)
    https://doi.org/10.1007/s11146-007-9047-5
    See also » FRB Working Paper (2005)
  • Making Sense of the Subprime Crisis
    Kristopher Gerardi, Andreas Lehnert, Shane M. Sherlund, and Paul Willen
    Brookings Papers on Economic Activity (2008)
  • Comment on 'An Options-Based Approach to Evaluating the Risk of Fannie Mae and Freddie Mac'
    Andreas Lehnert and Wayne Passmore
    Journal of Monetary Economics (2006)
    https://doi.org/10.1016/j.jmoneco.2005.10.002
  • An Analysis of the Potential Competitive Impacts of Basel II Capital Standards on U.S. Mortgage Rates and Mortgage Securitization
    S. Wayne Passmore, Diana Hancock, Andreas Lehnert, and Shane M. Sherlund
    Basel II White Paper (2005)
  • Housing, Consumption, and Credit Constraints
    Andreas Lehnert
    Finance and Economics Discussion Series (2004)
    https://doi.org/10.17016/FEDS.2004.63
  • Increasing Returns and Optimal Oscillating Labor Supply
    William D. Dupor and Andreas Lehnert
    Finance and Economics Discussion Series (2002)
    https://doi.org/10.17016/FEDS.2002.22
  • Does the Community Reinvestment Act (CRA) Cause Banks to Provide a Subsidy to Some Mortgage Borrowers?
    Glenn B. Canner, Elizabeth Laderman, Andreas Lehnert, and Wayne Passmore
    Finance and Economics Discussion Series (2002)
    https://doi.org/10.17016/FEDS.2002.19
  • Consumption, Debt and Portfolio Choice: Testing the Effect of Bankruptcy Law
    Andreas Lehnert and Dean M. Maki
    Finance and Economics Discussion Series (2002)
    https://doi.org/10.17016/FEDS.2002.14
  • Measuring the CRA Subsidy in Mortgage Markets
    Glenn B. Canner, Elizabeth Laderman, Andreas Lehnert, and S. Wayne Passmore
    Proceedings of a Conference on Bank Structure and Competition (2002)
  • Mutual Funds and the U.S. Equity Market
    Eric M. Engen and Andreas Lehnert
    Federal Reserve Bulletin (2000)
    https://doi.org/10.17016/bulletin.2000.86-12
  • The Banking Industry and the Safety Net Subsidy
    Andreas Lehnert and Wayne Passmore
    Finance and Economics Discussion Series (1999)
    https://doi.org/10.17016/FEDS.1999.34
  • Pricing Systemic Crises: Monetary and Fiscal Policy When Savers are Uncertain
    Andreas Lehnert and Wayne Passmore
    Finance and Economics Discussion Series (1999)
    https://doi.org/10.17016/FEDS.1999.33
  • Asset Pooling, Credit Rationing, and Growth
    Andreas Lehnert
    Finance and Economics Discussion Series (1999)
    https://doi.org/10.17016/FEDS.1998.52
  • Liquidity Constraints and Incentive Contracts
    Andreas Lehnert, Ethan Ligon, and Robert M. Townsend
    Macroeconomic Dynamics (1999)
  • discussion

    October 2014

    39th Annual Federal Reserve Bank of St. Louis Fall Conference

    Mandatory Disclosure and Financial Contagion

  • conference

    June 2014

    Third Annual Stress Testing Model Symposium Federal Reserve Bank of Boston

    Scenario Design Choices

  • conference

    May 2014

    50th Annual Conference on Bank Structure and Competition, Federal Reserve Bank of Chicago

    The History of Cyclical Macroprudential Policy in the United States

  • conference

    April 2014

    Financial Markets Conference, Federal Reserve Bank of Atlanta

    The Information Needs of Macroprudential Policymaking

  • conference

    September 2013

    Conference on Stable Funding, Federal Reserve Bank of New York – Office of Financial Research

    The History of Bank Runs

  • conference

    October 2011

    IMF Stress Testing/U.S. SCAP Workshop

    Macroeconomic Scenarios for Stress Testing

  • discussion

    June 2011

    AREUEA Mid-Year Meetings

    Subprime Mortgages, Mortgage Choice, and Hyperbolic Discounting

  • discussion

    February 2011

    UC Irvine Center for Real Estate Symposium

    Did Credit Rating Agencies Make Unbiased Assumptions on CDOs?

  • conference

    June 2010

    Federal Reserve Bank of Cleveland Policy Summit

    Why Are Mortgage Modifications So Hard?

  • discussion

    July 2007

    NBER Economics of Real Estate and Local Public Finance Summer Institute

    Secondary Markets, Risk, and Access to Credit: Evidence from the Mortgage Market

  • discussion

    October 2009

    NBER Household Finance Working Group

    Did Securitization Increase Foreclosure of Distressed Loans? Evidence from Early Pay Default Loans

  • discussion

    September 2009

    Symposium on Improving Assessment of Mortgage Default Risk, Washington D.C.

    Taking the Lie out of Liar Loans

  • discussion

    July 2009

    NBER Project on Market Institutions and Financial Market Risk

    House Pirces, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis

  • conference

    September 2006

    International Union for Housing Finance, 26th World Congress, Vancouver, British Columbia

    The Competitive Effects of Risk-Based Capital Regulation: An Example from U.S. Mortgage Markets

  • discussion

    April 2005

    Carnegie-Rochester Conference Series on Public Policy

    An Options-Based Approach to Evaluating the Risk of Fannie Mae and Freddie Mac

  • discussion

    May 2005

    Federal Reserve Bank of Atlanta

    Consumption Along the Life Cycle: How Different is Housing?

  • discussion

    May 2005

    Federal Reserve Bank of Atlanta

    Consumption Along the Life Cycle: How Different is Housing?

  • discussion

    September 2003

    Financial Management Association

    An Analysis of the Relationship between Creditors, Consumer Credit Councils and Debt-strapped Consumers

  • conference

    January 2005

    ASSA Meetings

    GSEs, Mortgage Rates, and Secondary Market Activities

  • discussion

    January 2003

    ASSA Meetings

    Comparing Wealth Effects: The Stock Market Versus the Housing Market

  • conference

    January 2003

    ASSA Meetings

    Housing, Consumption and Credit Constraints

  • discussion

    October 2002

    Financial Management Association

    Do Small Banks Have an Advantage in Lending? An Examination of Risk-Adjusted Yields on Business Loans at Large and Small Banks

  • conference

    October 2001

    Financial Management Association

    Understanding the Equity Premium and Stock Market Volatility with Investor Uncertainty

  • conference

    January 2001

    ASSA Meetings

    Understanding the Equity Premium and Stock Market Volatility with Investor Uncertainty

  • conference

    July 2001

    NBER Macro Fluctuations Summer Institute

    Increasing Returns and Optimal Oscillating Labor Supply

  • conference

    January 2001

    ASSA Meetings

    The Effect of State-Level Bankruptcy Law: What is the Evidence?

  • conference

    October 2000

    Financial Management Association

    Monetary Policy and Financial Conglomerates

  • conference

    June 2000

    Society for Economic Dynamics, Costa Rica

    The Great American Debtor

  • conference

    July 2000

    NBER Macro Consumption Summer Institute

    The Great American Debtor

Conference Organization
  • October 2010 | Arlington, Virginia

    Mortgages and the Future of Housing Finance

    Co-organizer

  • January 2001 | New Orleans, Louisiana

    AFE Session "Uncertainty in Capital Markets"

    Co-organizer

Referee
  • American Economic Journal: Macroeconomics
  • Journal of Economic Dynamics and Control
  • Journal of Economics and Business
  • Journal of Human Resources
  • Journal of Political Economy
  • Journal of Real Estate Finance and Economics
  • Real Estate Economics
  • Review of Economic Dynamics
  • Review of Economics and Statistics
Last update: October 3, 2022