Board of Governors of the Federal Reserve System

Papers

The 2013 Federal Reserve Payments Study
Recent and Long-Term Payment Trends in the United States: 2003 – 2012

• Summary Report and Initial Data Release (PDF)
• Detailed Report and Updated Data Release (PDF 4.9 MB)

Costs and Benefits of Replacing the $1 Federal Reserve Note with a $1 U.S. Coin (PDF)

Reports to the Congress on Government-Administered, General-Use Prepaid Cards

• Issuer Survey (PDF)

The 2010 Federal Reserve Payments Study
Noncash Payment Trends in the United States: 2006 – 2009

• Summary Report (PDF)
• Detailed Data & Report (PDF)

Interchange Fees and Payment Card Networks: Economics, Industry Developments, and Policy Issues (2009)

Recent Payment Trends in the United States (2008)

An Economic Perspective on the Enforcement of Credit Arrangements: The Case of Daylight Overdrafts in Fedwire (2008)

Risk and Concentration in Payment and Securities Settlement Systems (2007)

Trends in the Use of Payments Instruments in the United States (2005) (PDF 3.0 MB)

The Use of Checks and Other Noncash Payment Instruments in the United States (2002) (PDF 1.6 MB)

The Evolution of the Federal Reserve's Intraday Credit Policies (2002) (PDF 2.3 MB)